Working For you
Cash Flow Finance
Cashflow finance can provide several benefits for businesses, such as:
- Improving cash flow and working capital
- Reducing the risk of bad debts
- Cashflow finance often does not require any collateral or fixed assets
- Cashflow finance can be used for expansion, purchasing inventory, or meeting payroll
Selective Invoice Discounting
Transform your invoices into instant cash flow:
- Get instant payment on your customer invoices.
- Access up to £250,000.
- Only pay for the facility when you need it.
The simple way to get paid faster
Unsecured Lending
Cashflow finance can provide several benefits for businesses, such as:
- Unsecured loans do not require any collateral or fixed assets.
- Unsecured loans are usually faster and easier to obtain than secured loans.
- Choose the amount, term, and repayment schedule that suits your needs and budget.
Six figure lending on an unsecured basis is not uncommon in the business world
Business Cash Advance
Unsecured financing that allows businesses to access funds based on their merchant terminal income.
- Improving cash flow and working capital
- Factor style lending, rather than termed
- Does not require any collateral or fixed assets
- Can be used for expansion, purchasing inventory, or meeting payroll
Gain the freedom to seize new opportunities or overcome challenges.
Invoice Discounting
Improve your cash flow and working capital without giving up equity or control:
- They are flexible and scalable, as the amount of funding depends on the value and volume of invoices issued.
- They can reduce the administrative burden and cost of collecting payments from customers, as some invoice discounting providers offer collection services.
- Can be undisclosed - your clients need not know.
Concentrate on the things you do best and let somebody else chase your receivables.
Stocking Finance
Stocking loans are a type of secured loan that use the inventory of a business as collateral.
- They can help businesses improve their cash flow and working capital by unlocking the value of their unsold goods.
- They can enable businesses to purchase more inventory, expand their product range, or take advantage of bulk discounts from suppliers.
- Some facilities settle the whole cost of procurement without impacting your immediate cash flow
We arrange stocking facilities where the lender isn’t paid until you actually sell the financed stock.
Business Banking
A business current account can offer several advantages for your business, such as:
- Keep track of your cash flow and monitor your income and expenses.
- Easier filing, as you can separate your personal and business transactions.
- Your business name and logo on your chequebook, debit card, and invoices.
- Accept multiple payment methods, such as cash, cheque, direct debit, credit card, and online transfer.
We’re always looking to help you manage your finances and grow your business.